Term Life Insurance, the most affordable type of insurance when initially purchased, is designed to meet temporary needs. Term life insurance provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during that term. The “term” could be 5, 10, 20, or 30 years.

Term life insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need term life insurance coverage until your children graduate from college; get married; or until a debt, such as your mortgage, is paid off. At AGCI, we offer term life insurance plans for residents in your area.